Mr. Cooper Hardship Affidavit

if you have bought a house using a mortgage, and in the midst of installments, you get financial difficulties that cause you to be difficult to pay bills. On of the recommeded solution is take a Hardship Affidavit.

mr cooper hardship affidavit form
a Couple Facing Difficult Financial Problems – Credit Score:

What is a Hardship Affidavit?

Hardship affidavit is a legal declaration providing evidence about a person’s financial hardship.

This document is usually a necessary part of an application for loan forgiveness or death renegotiation depending on the nature of the application.

It may be necessary to use a form furnished with the application or applicants could prepare a generic statement about financial hardship and submitted along with other supporting information.

It is important to make sure the information action on the form is accurate and complete. The hardship affidavit will provide a detailed description of the financial situation, people may experience hardship because of job loss hours cuts at work unexpected expenses and other situations the form may require the applicant to demonstrate why the hardship is permanent in nature to document the necessity for making adjustments to the applicants debt people may use this document as part of an application to request forbearance on the loan.

Negotiate new terms or ask for complete forgiveness one situation where a hardship affidavit can come up as in The Making Home Affordable program in the United States after the financial crisis of 2008.

The government created this program to help struggling homeowners renegotiate their mortgages and stay in their homes applicants must provide a hardship affidavit to show how they cannot meet the existing terms of the mortgage and representatives who review the document to decide if the homeowner qualifies this document is legally binding if people falsify the information they can be subject to penalties including fines and jail time when preparing the form it is important to pay attention to the directions and to make sure the information is accurate in the event of an error people should prepare an amendment to the hardship affidavit immediately and submit it demonstrating the innocence of the are in their desire to make sure the document is correct information on this form is All the contents cannot be shared without explicit authorization and consent people reviewing the form need to keep the data confidential.

Although they may share the form with others in an office as well as people with a legal right to review.

It applicants preparing a hardship affidavit to have concerns about potential uses of the form can ask for a clear discussion of their legal rights and responsibilities to get more information.

They can also ask who will be allowed to see the form.

Mr Cooper Hardship Affidavit

Where you state the nature of your financial difficulties and any other reasons for requesting mortgage assistance


You can scan your documents and email them to

You can also fax them to 214-488-1993.

If you prefer mail, you can send copies of your documents to

Mr. Cooper
Attn: Loan Modification Processing Unit
PO Box 619097
Dallas, TX 75261

However you send your documents, please be sure to include a note including your name, loan number, property address, and best current contact information.


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